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Insulation

By: Amanda Campbell
Updated: August 30, 2010

The grade of insulation makes a big difference.  It's your lifetime mortgage  that's affected by it. What's a lifetime mortgage? It's a utility bill. You never pay off your utilities. They're always going to send you a bill every month, and you want it to be as low as possible.

To better insulate a home and to keep the utility bills low:

    * Use a 2x6 exterior wall instead of a 2x4.
    * Since a 2x6 wall has more room, you can use R-19 insulation.
    * Attic insulation
      is measured by how deep it is.
    * In the attic, use R-38 insulation.
    * If you don't have enough insulation in the attic, add some using insulation that you can find at a hardware store and a blower that you can rent. 

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